PROFIT bank provides free bank accounts with accounting software that does your bookkeeping for FREE

Focus on growing your small business while we:

  • Reconcile & categorize your transactions 

  • Collect & match receipts

  • Create & manage your Profit & Loss statements

  • Help you create & manage budgets

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Save time & money with an All-in-One bank account 

(Think banking, accounting, employee cards & bill pay, all in one place)

Profit business bank checking account online Profit bank

Free
Checking Accounts 

Profit business bank spend management

Free
Bookkeeping & Auto-Reconciliation

Profit business bank profit and loss statement

Free
Real-time P&L Statements

Profit business bank budgeting

Free
Accounting & Budgeting Software

Profit business bank employee cards

Free
Budget-Linked employee debit cards

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Free
Auto-Receipt Collection

Profit business bank logo
Profit business bank spend management dashboard

PROFIT bank was built to increase your profits 

Profit business bank checking account

Free Checking
Accounts

Save $100s monthly with our free checking accounts that helps you eliminate NSF fees

Profit business bank budgeting

Free Accounting & Budgeting Software

Save $1,000s on going over budget  by creating & assigning budgets right on your dashboard

Profit business bank bill pay

Free
Bill Pay

Pay vendors for FREE via ACH or we can mail them a check on your behalf

Profit business bank spend management

Free bookkeeping & Auto-reconciliation

Focus on growing your business while we categorize and reconcile your transactions.

Profit business bank employee cards

Free Budget-Linked employee debit cards

Eliminate expense reports, keep out of debt & save $1,000s on wasteful spending with our budget-linked cards

Profit business bank profit and loss statement

Free Real-time P&L Statements

We auto-generate your Profit & Loss statements & update them daily to help you track profitability

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Free Auto-receipt Collection

We send your employees a text to reply with a picture of their receipt, we then match it to their transaction

Profit business bank text to transfer technology

Free Text-to-Transfer Technology

Approve employee spend requests via text message, reply “Yes” & we transfer funds to their cards or budgets immediately

Trusted by

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Your Money & Data is Safe

FDIC insured

Your Money & Data Is Safe

Deposits are insured up to $250,000 through our partner bank Evolve Bank & Trust Member FDIC.

real person support

Real Person Support

Call (800) 899-4054 and talk to a real customer support agent Mon-Fri 9am-5pm EST.

security and privacy

Security & Privacy

We use bank-grade security encryption. Customer privacy is also a top priority & your data is highly secured.  

Profit business bank login

OPEN AN ACCOUNT IN 10 MINUTES

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Tell us about yourself

Tell us about your business

Get your PROFIT bank account

Applying will NOT affect your credit score in any way.  We will NOT check your credit history.

Superior banking for superior results

FDIC insured
 
Bill Pay
 
Open an account in under 10 min.

No hidden fees

No minimum balance required

Bookkeeping & Auto-Reconciliation

Realt-time P&L statements

 
Budget-Linked employee debit cards

Text-to-Transfer technology


Auto-Receipt collection & matching

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Benefits

Profit business bank checking account

SAVE ON FEES WITH OUR FREE BUSINESS CHECKING ACCOUNTS

  • No monthly fee

  • No minimum balance required

  • No hidden fees

  • Free same-day ACH

  • FDIC Insured

Profit business bank dashboard

ALL YOUR COMPANY'S EXPENSES TRACKED & MANAGED IN ONE PLACE

  • Easy to track

  • Adjust spend before it's to late

  • Track spend by:  Employee, Budget, Category & Merchant

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WE CREATE A P&L STATEMENT FOR YOU & RECONCILE YOUR TRANSACTIONS

Save time & money by focusing on growing your business while we reconciling all your transactions & provide you with your real-time Profit & Loss statement. 

Profit business bank budgeting

PREVENT OVERSPENDING BY CREATING BUDGETS

  • Create & fund budgets right on your dashboard

  • Assign budgets to managers for them to manage

  • Add employees to budgets to control spend

Profit business bank sales budget

ISSUE YOUR EMPLOYEES BUDGET-LINKED DEBIT CARDS TO PREVENT OVERSPENDING

  • Issue cards from a specific budget to avoid overspending

  • Every card transaction is attached & tracked by a budget

  • Issue virtual or physical cards

Profit business bank card holders

ELIMINATE EXPENSE REPORTS & REIMBURSEMENTS

  • 85% of employees admit to lying on expense reports.*

  • ​Stop wasteful spending before it occurs

  • Saves your accountant time

Profit business bank text to transfer

SAVE TIME & PREVENT WASTEFUL SPENDING WITH OUR TEXT-TO-TRANSFER TECH.

Employees simply text PROFIT bank the amount they need & the reason. We then route that text to their manager.  When their manager replies "Yes", we fund the employee's card from that manager's budget in seconds.

Profit business bank auto receipt capturing

STOP CHASING RECEIPTS

Cardholders are sent a text the moment they swipe their card to reply back with a photo of their receipt. We automatically collect & match receipts to transactions, saving you valuable time. 

HOW IT WORKS

01

FUND YOUR PROFIT BANK ACCOUNT

Connect your traditional bank account & instantly transfer funds with a click

02

CREATE & FUND YOUR BUDGETS

Assign budget owners to the budgets you've created for them to manage accordingly

03

ISSUE & FUND CARDS IN SECONDS

Cards are issued & funded from budgets you've created, this prevents employees & departments from overspending

TRACK SPEND IN REAL-TIME

Overall company and individual budget spend is tracked in real-time for you to view in one place

05

AUTOMATE YOUR ACCOUNTING

Receipt collection, payment categorization, real-time reconciliation are all handled automatically

Why
business owners
love us?

  • Stop employees & departments from overspending by creating & funding budgets, then issuing employee cards directly from those budgets

  • No more sharing cards, issue & fund physical or virtual cards in real-time

  • View spend analytics & prohibit spend by categories if you want

  • Saves hours of work time by eliminating expense reports & processing employee reimbursements

  • Saves time by funding spend requests on-the-go via text message

Why accountants love us?

  • Close books in an hour, not days

  • Instant reconciliation, eliminates the need for expense reports & employee reimbursements

  • Integrates with accounting software

  • Auto-categorizes transactions & identifies wasteful spending

  • No more chasing receipts, we text employees to reply with pictures of receipts & auto-match them to their transactions

  • Tracks spend in real-time

Why managers love us?

  • It empowers them by giving them control of their own budgets

  • Eliminates expense reports

  • Issue Budget-Linked cards & funds to team members in real-time

  • View your budgets & team member's spend in real-time

  • Approve spend requests & fund cards on-the-go via text message

  • Prohibit spend categories

Why Employees love us?

  • 37% experience cash flow problems & 10% have missed a credit card payment waiting for a reimbursement

  • 49% are frustrated by having to pay for business expenses out of their own pocket & waiting for reimbursement

  • Company costs should never affect an employee's personal finances

  • 25% have postponed or cancelled meetings because they couldn't cover the cost themselves

  • No worrying about loosing receipts with automated receipt capturing

  • Eliminates pesky expense reports